Frequently Asked Questions

Debt relief refers to various strategies and programs aimed at helping individuals and businesses manage, reduce, or eliminate their debt. It can include options such as debt consolidation, debt settlement, or debt management plans. The specific approach depends on your unique financial situation. 

No, debt relief and bankruptcy are different. Bankruptcy is a legal process that can result in the discharge of most or all debts but has long-term consequences on your credit. Debt relief focuses on resolving debts through negotiation, consolidation, or other methods without going through the bankruptcy process. 

Qualification criteria may vary depending on your specific situation and the debt relief program. Generally, you may qualify if you have unsecured debt, are facing financial hardship, and can make reduced payments to creditors. Consult with our experts to determine your eligibility. 

 Initially, enrolling in a debt relief program may have a temporary negative impact on your credit score. However, as you successfully work through the program and pay off debts, your credit score can gradually improve.